Housing affordability is one of the biggest problems affecting our society today.

Some industry experts claim the concept of affordable housing itself is flawed. Many maintain it has failed because of poor management. Others believe that government subsidies are ineffective and counterproductive. 

So how can we help solve the complex problem of housing affordability?

Eviction Vicious Cycle Crushes Families, Communities and Entire Neighborhoods.

Pulitzer Prize-winning book "Evicted: Poverty and Profit in the American City," written by Harvard sociologist Matthew Desmond, put the spotlight on the extreme hardships and trauma that evictions inflict on low-income families.

A new study by real estate website Redfin estimates that 2.7 million renters in the U.S. faced in 2015. This number is likely to come short of reality because of the lack of eviction data and because many evictions happen outside the court system.

How Other Countries Are Tackling Their Affordable Housing Problem

While the U.S. continues to experience a stubborn housing crisis, it could learn a thing or two from other countries that are managing their affordable housing issues more effectively.

Unaffordability in the U.S.

An increasing number of Americans are struggling to pay the rent, an estimated 2.5 million of them getting evicted each year. Evidently, government programs designed to help low-income folks get adequate, affordable housing are failing or not doing enough to put a dent on the affordable housing crisis.

There's no quick fix for the affordable housing crisis, but we can begin to change that.

Housing affordability is one of the biggest problems affecting our society today, one that is difficult to define and even more difficult to solve—hence our current affordable housing crisis.

There is not enough affordable housing in the United States. For every 100 low-income households in need of affordable housing, there are 29 adequate, available units, according to Mapping America, a project by the Urban Land Institute's Assisted Housing Initiative.

7 WAYS AFFORDABLE HOUSING DEVELOPMENT BENEFITS RESIDENTS, BUSINESSES AND LOCAL GOVERNMENTS

For most people, housing is their greatest —and most stressful—expense.

Lack of affordable housing continues to strangle the budgets of mid- and low-income families, with many spending more than 50 percent of their income on rents and mortgages, while living one paycheck away from facing foreclosure and homelessness.